Priya: They're unplugging their AI from the internet just weeks after their own engineer said that was impossible.
Theo: This is Theo.
Priya: And this is Priya.
Theo: And you're listening to Money Daily for Saturday, October 24th, 2026. We’ve got three big money stories for you this weekend.
Priya: Let's get to it.
Theo: OpenAI is making a major U-turn, citing 'significant risks' in how it builds its AI models.
Priya: Then, there's a startup that just hit a billion-dollar valuation building a cloud... for bots.
Theo: And a new partnership wants to help you cash in on your startup stock before an IPO. But what's the catch?
Theo: Alright, let's start with OpenAI. They've just announced they will no longer train their most advanced AI models on the live internet.
Priya: Which is a stunning reversal. They're citing 'significant risks,' which is tech-speak for 'we have no idea what this thing is learning out there'.
Theo: I see it as a responsible move! They're admitting that pulling data from the entire, unfiltered internet is probably not the best way to build a safe AI.
Priya: Responsible now? After they've already built an empire on that exact data? And like we said at the top, just weeks ago one of their own top engineers claimed cutting models off from live data wouldn't even work.
Theo: Okay, but things change fast. Maybe they found a new way. The point is, they're changing course.
Priya: Or they're terrified of lawsuits. Think about it: copyright infringement, scraping personal data, the AI learning to say truly unhinged things... this is a legal and PR shield, not a technical breakthrough.
Priya: They're putting the genie back in a slightly smaller, more curated bottle.
Theo: So what does this actually mean for us? For people using ChatGPT?
Priya: It means your AI assistant might get a little... dumber about current events. It won't know about last night's game or breaking news. The trade-off is it might also be less likely to hallucinate facts or, you know, absorb the worst parts of the internet.
Theo: So, less current, but maybe more reliable. I think I can live with that.
Priya: We'll see how long 'reliability' lasts when a competitor keeps the firehose of live data turned on.
Priya: Alright, let's talk about Daytona. The startup just hit a one-billion-dollar valuation.
Theo: A billion dollars! What do they do, cure aging?
Priya: Not quite. They're building a 'cloud for agents.' And it's backed by FirstMark and a list of angel investors that reads like a Silicon Valley phonebook.
Theo: A cloud for agents... so, like AI agents? Instead of a computer for a person, it's a computer for a bot? That's wild.
Priya: That's the pitch. And investors are eating it up. We're talking the founders of Stripe, Perplexity, Datadog, Mercor... the list goes on.
Theo: Wow. Okay, that is some serious validation. They're all betting that the future is armies of AI agents doing tasks for us.
Priya: Exactly. Daytona isn't building the agents themselves. They're building the picks and shovels. The digital real estate where these agents will live and work.
Theo: Right, the infrastructure layer. That's where the real money is often made in a gold rush.
Priya: If the gold rush pans out. This is a billion-dollar bet on a future that isn't here yet. A future where companies deploy thousands of autonomous bots to do... what, exactly? We're still figuring that part out.
Theo: So what's the takeaway for regular people? This sounds pretty abstract.
Priya: It means the smartest money in tech is betting heavily on a world where AI does more than just answer questions. It acts on your behalf. For now, it's a huge signpost pointing where the industry is headed.
Theo: Alright, let's move to something a lot of us can relate to: getting paid. Carta and NewView are teaming up to help startup employees sell their shares before the company goes public.
Priya: Ah, the golden handcuffs. This new program is all about making 'tender offers' easier—which is just a formal way for a private company to let employees and early shareholders sell some of their stock.
Theo: That's a huge deal! I know so many people sitting on startup stock that's worth a fortune on paper, but they can't touch it. They can't use it for a down payment or to pay off loans.
Priya: Exactly. And this partnership—Carta, who manages the stock plans, and NewView, the VC firm—is meant to streamline it. They bring the software and the buyer.
Theo: It sounds like a win-win. Employees get much-needed cash, and the company can use it as a retention tool.
Priya: Hold on. It's a win-win if the company decides to do it. This just makes the plumbing easier. It doesn't force the board to approve a tender offer, and many still won't.
Theo: Why not? If it keeps employees happy?
Priya: Because it can send weird signals. Who is buying? At what price? Does it mean the company isn't going public soon? Does it create a class of employees who are suddenly rich while others aren't? It's complicated.
Theo: So what does this mean for a startup employee listening right now?
Priya: It means the trend is your friend. These secondary sales are becoming more common and standardized. Your 'paper wealth' is getting more likely to become real wealth before some far-off IPO. But don't plan your life around it until you see an official email from HR.
Theo: Don't spend the money 'til it's in the bank. Got it.
Theo: Alright, let's do a quick recap. OpenAI is unplugging its AI from the live internet.
Priya: A startup called Daytona is now worth a billion dollars for building infrastructure for AI bots.
Theo: And it might be getting easier for startup employees to cash out their stock options early, thanks to a new partnership.
Theo: And before we go... it's Saturday. A new study shows the number one regret people have about their weekends is not making a plan.
Priya: My number one regret is usually the plan I made. But I see the point. The 'spontaneous' weekend often just ends up being errands and Netflix.
Theo: Exactly! So whether your plan is to relax or get something done, having one is half the battle. Your wallet will thank you too—unplanned weekends can get expensive.
Theo: That's all for this Saturday edition of Money Daily. We'll be back tomorrow.
Priya: Until then, I'm going to go ask my AI assistant if it feels more reliable now. See you.
This show is made with AI: the hosts’ voices are synthetic and the scripts are AI-assisted. Every story links to its original source.